Credit card rewards
Enter monthly spending across five categories. Every card re-ranks by estimated annual dollar value, net of annual fees.
Start here
A calculator, a head-to-head, and a ranked category pick. Each one answers a single question.
Pre-set for supermarket-heavy spending. Adjust the sliders to match your month.
Open calculator ComparisonA dining head-to-head with the breakeven spend level worked out in full.
Open calculator TravelFlights, hotels and trip spend, ranked net of annual fees.
Open calculatorThe full library
Filter by category or search by name. All results are ranked by estimated annual dollar value.
How it works
Dining, groceries, travel, gas and everything else. Results update as the sliders move.
Each card's score: spend × earn rate × point value, minus the annual fee. The full method is on the methodology page.
There are no affiliate links or sponsored placements anywhere on the site. The ranking comes from the math alone.
